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Do you already have a mortgage in place? Are you doubting whether the terms on your mortgage are fair and the best available at the moment?
The terms banks offer change fast depending on the economic situation and interest rates. In certain years, due to the market changes, banks were offering much higher interest rates than what is available in the market at the moment.
Let us help you, free of charge, to revise your present mortgage. If it can be improved, we will let you know so you can decide to trust our knowledge to work on your case and get you a better mortgage deal with significant savings!
Nobody can fully predict interest rate changes – interest rates change with time and it is very hard to predict them. Did you take a fixed rate that now seems too high? Is your variable interest mortgage the best option for you?
Bank’s commercial campaigns – as any business, banks also have their campaigns, so let’s take advantage of them! If your profile is interesting to the bank, they will give you a better deal than when you signed.
New mortgage regulation – due to this new regulation put in place in May 2018, changing banks is easier than ever, and the costs for this process have been regulated and minimized.
Initial mortgage interests – obviously the higher they are, the more we can save you!
Mortgage term remaining – the longer term left, the higher savings will result.
Your particular finances & age – banks will provide better offers depending on the risk profile they see in your case.
Contact us and tell us your present mortgage and terms. You can do so via the form below. If you are not sure about the conditions of your current mortgage, don’t worry…we will call you to get it all started.
If we can find ways to improve your mortgage, we will send you a detailed proposal. This proposal will explain savings expected, costs and fees to be covered, and your final net savings.
Once we have your OK to start, we will work with you to document your finances, and present your case to several banks to make sure we get the best possible terms for you..
If any of the proposals are of interest to you, we will assist you all the way until the change of bank is completed and all your paperwork is sorted!
Enjoy your savings!
Contact us to know more on this or leave us some info on your current mortgage so we can simulate your potential savings.
Here are some examples of how much we can save you on your mortgage:
Mr. A came to us as he had signed a mortgage approximately 3 years back, obtaining €120.000 at a fixed interest of 2.95% over 25 years. This interest was usual at the time, but now it can be improved.
After studying their case, we came up with a proposal for him, where we studied his finances, prepared his application, and applied to various banks with the aim of improving his mortgage. We managed to get him a new mortgage with a 2% fixed interest rate and below are the results and savings this produced:
Check out the numbers
Ms. B came to us as she had signed a variable interest mortgage, approximately 3 years back, obtaining €120.000 over 25 years.. Her interest rate is referenced to EURIBOR, adding a spread of 2% (EURIBOR+2%).
After studying her case, we came up with a proposal for her, where we studied her finances, prepared her application, and applied to various banks with the aim of improving her mortgage. We managed to get her a mortgage deal with a fixed interest rate of 1.75% and below are the results.
In this case, it is not only the savings, but moving to a fixed interest rate mortgage that has given her the peace of mind that her repayments are not going to change in the future.
